Do Children in South Korea Need Dental Private Insurance?

How to Save (or Even Earn) on Dental Treatments
Do Children in South Korea Need Dental Private Insurance?
How to Save (or Even Earn) on Dental Treatments
🤔 Why Do Children Visit the Dentist More Often?
Children are more likely to face dental issues due to:

🍭 High Sugar Consumption: Did you know that 1 in 2 children worldwide suffers from cavities by age 12? Too many sugary snacks and drinks can quickly lead to tooth decay.
🤕 Accidents and Injuries: Kids are active and playful, making them prone to falls and dental trauma.
🪥 Poor Dental Hygiene in Teens: Many teenagers neglect brushing and flossing, leading to serious dental problems.
🛡 What Does National Insurance Cover for Children’s Dental Care?
Basically, NHI covers the treatment itself (caries, nerve canals, gums), metal fillings and light fillings (GI) are also covered; for children under 12, even light fillings are partially covered.


While South Korea’s national health insurance covers a lot, here’s why private dental insurance is still essential:

💰 Earn More Than You Spend:
If your child has multiple dental issues, private insurance can give you a bigger financial return. Example: You pay 200,000 KRW for 3 light-cured fillings (treatment included) but receive 500,000 KRW in payouts from private insurance! 🤑
👑 Crown Coverage:
In severe cases, children may need crowns, which are NOT covered by national insurance.With our private dental policy, you can receive up to 400,000 KRW for one crown installation.

How Does Private Dental Insurance Work?

1️⃣ Receive treatment at any dental clinic of your choice.
2️⃣ Regardless of how much you spend, you’ll receive fixed payouts for the covered treatments.

Check the payout amounts below to see how much you can benefit! 💰

Main Payouts for Child Dental Insurance

  • Light-Cured Composite Filling

    in the first year: up to 75,000 KRW
    after 1 year: up to 150,000 KRW
  • Crowns

    in the first year: up to 200,000 KRW
    after 1 year: up to 400,000 KRW
  • Inlays/ Onlays

    in the first year: up to 100,000 KRW
    after 1 year: up to 200,000 KRW
  • Other

    Tooth damage due accidents: 100,000
    Metal/Glass fillings: up to 30,000
    Root canal/Gum treatment: up to 30,000
    X-rays/ Scaling: up to 10,000
Main Payouts for Child Dental Insurance
Light-Cured Composite Filling
in the first year: up to 75,000 KRW
after 1 year: up to 150,000 KRW
Crowns
in the first year: up to 200,000 KRW
after 1 year: up to 400,000 KRW
Inlays/ Onlays
in the first year: up to 100,000 KRW
after 1 year: up to 200,000 KRW
Other
Tooth damage due accidents: 100,000
Metal/Glass fillings: up to 30,000
Root canal/Gum treatment: up to 30,000
X-rays/ Scaling: up to 10,000
Healthy Smiles for Parents
Adult coverage and premiums

Key Benefits

Global Coverage

Receive treatment and enjoy benefits anywhere in the world.

Fast Payouts

Claims are processed within 3 business days after submitting the required documents.

Simplified Claims Process

Submit your documents easily through your agent—no unnecessary paperwork or hassle.

Coverage for Previously Treated Teeth

Get financial support even for teeth that have already undergone treatment.

Activation After 90 Days

Coverage begins just 90 days after signing the contract, so you can plan ahead for your dental needs.

Tailored Plans to Fit Your Needs

Our dental insurance allows you to choose a plan that matches your personal requirements and budget. Whether you need basic coverage or comprehensive protection, we have options designed for everyone.

Premiums

The fixed payouts for treatments vary depending on the plan you choose. Each package is designed to offer financial support tailored to your needs, whether it’s for basic care or advanced dental procedures.
For more detailed information about payout amounts and plan options, please contact your consultant. We’ll help you find the perfect fit for your dental care needs.

Requirements for Signing Contract

  • ARC card
    You must possess an ARC (Alien Registration Card). The type of visa you hold is not crucial, but if you have a G-1 visa, you may need to make an upfront payment for the entire year.
  • No existing records in South Korean dental clinics of untreated dental issues
    If you have previously received dental treatments in South Korea, you can still apply for dental insurance. However, it’s important that:
    1. During your last dental check-up in South Korea, no untreated issues (such as cavities or other problems) were recorded.
    2. Any dental concerns identified during an examination must be fully treated before the start of the insurance policy.
    Please note that there are specific limitations if you have undergone gum treatments (such as for periodontitis or periodontal disease) within the last five years.
    These restrictions may affect certain aspects of your coverage. For more details about how this might apply to you, or to discuss alternative options, contact your insurance agent. We’re here to help you navigate the process and find the best solution for your needs.
Process of Concluding
Application
Preliminary premium calculation and initial consultation.
Meeting with a Consultant
Personalized session at a time and place convenient for you.
Drafting and Signing the Contract
After finalizing the details, we will draft your insurance contract.
Approval of the Contract
Our company will process your application, and after approval, you will receive all the necessary documentation.

Сalculate premium

To provide you with a more precise estimate of your insurance premium, we will need a bit more information about you. Please fill out the following details:

Child's Gender
Polina Te
Samsung Life Insurance

  • No Pushy Sales Tactics: I don’t offer unnecessary add-ons or only expensive plans. Instead, I help you find the package that perfectly fits your needs and budget.
  • Customized Recommendations: Every family is different. I listen to your concerns and goals to provide the most suitable insurance solution.
  • Ongoing Support: My service doesn’t end after you sign the policy. I’m here to assist and support you throughout the entire insurance period, ensuring your peace of mind.
Polina Te
Samsung Life Insurance

  • No Pushy Sales Tactics: I don’t offer unnecessary add-ons or only expensive plans. Instead, I help you find the package that perfectly fits your needs and budget.
  • Customized Recommendations: Every family is different. I listen to your concerns and goals to provide the most suitable insurance solution.
  • Ongoing Support: My service doesn’t end after you sign the policy. I’m here to assist and support you throughout the entire insurance period, ensuring your peace of mind.
Contact Us
For more information about CHILD DENTAL insurance or to discuss your specific needs, please contact Polina:

We are here to assist you with all your insurance inquiries! Please, contact our english-speaking Financial Consultant!